Income Protection

Provide Peace of Mind

Get tailored disability and life insurance strategies to give your employees and their families peace of mind. We have multiple options available depending on occupation, salary, as well as future work and income aspirations.
Family Protection

Provide Coverage For Tragedies

We all have families and recognize the importance of protecting the ability for your family to sustain a disaster if a disability or premature death occurs. We understand the combination of insurance, tax strategy, and planning needed in order to eliminate the financial stress if life takes an unexpected turn.

Details to Consider

Empower Your Employees With Knowledge

For employees living in California, we have multiple options that may work with or without CA State Disability Insurance.

EDD - Disability / CA SDI

Determine your weekly benefit using the CA SDI Calculator

Disability Data

Make Informed Decisions

Consider these disability related statistics:

  • During a working career an individual is 3.5X more likely to be injured and need disability coverage than die.

  • 1 in 3 employees over age 35 will become disabled over 90 days with an average duration of 36 months.

  • Disability is 16 more likely than death to cause foreclosure on a home.

64% of disabilities occur off the job and are not covered by workers’ compensation.

Available Policies

Choose From a Wealth of Choices

We offer a wide variety of disability policies:

  • Individual disability income

  • Short/ Long-term group plans

  • Key-person

  • Business overhead expense

  • Business reducing term

  • Disability plans to offset personal and business loans

  • Guaranteed Standard Issue (GSI) Executive Comp plans


Connect with us to discuss how we can lighten your workload.

Ryan Bedrosian

Principal & CEO
Bedrosian & Associates

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